What a bank does here: it posts one rate and changes it when it likes. What you do instead: you can see what every major protocol pays, updated from public on-chain data, and decide for yourself whether the extra yield is worth the extra risk.
Every rate below is variable. Tables pull from DefiLlama’s public yields data and are cached for a short time, so a number can be minutes or hours old — and occasionally simply wrong. We do not rank by what anyone pays us. Always confirm on the protocol’s own interface before acting.
How to read these tables
- APY includes compounding. Some protocols add token rewards on top of base interest; reward tokens can fall in value.
- TVL shows how much is supplied. A tiny pool with a huge rate is a warning sign, not an opportunity.
- Context: FDIC-insured high-yield savings paid roughly 4–5% in early 2026. If a crypto rate barely beats that, ask what extra risk you are being paid for.
Stablecoin and asset lending rates
Live stablecoin & asset lending rates
No pools match these filters.
APYs are variable and change block by block. Incentive APY is paid in reward tokens whose price can fall. Utilization shown on protocol page.
Education only, not financial advice. Rates change and are not guaranteed. CoinPayBank is not a bank.
SourcesLiquid staking yields
Liquid staking rates
| Details | ||||||||
|---|---|---|---|---|---|---|---|---|
| Lido | Ethereum | STETH | 2.26% | — | 2.26% | 10% | $23.50B | Pool on DefiLlama (opens in new tab) |
| Binance wBETH | Ethereum | WBETH | 2.24% | — | 2.24% | varies | $8.58B | Pool on DefiLlama (opens in new tab) |
| Rocket Pool | Ethereum | RETH | 2.11% | — | 2.11% | ~14% | $1.27B | Pool on DefiLlama (opens in new tab) |
| Jito | Solana | JITOSOL | 4.57% | — | 4.57% | ~4% | $1.10B | Pool on DefiLlama (opens in new tab) |
| Binance wBETH | BSC | WBETH | 2.24% | — | 2.24% | varies | $515M | Pool on DefiLlama (opens in new tab) |
| Coinbase cbETH | Ethereum | CBETH | 2.31% | — | 2.31% | 25% | $473M | Pool on DefiLlama (opens in new tab) |
| Marinade | Solana | MSOL | 4.88% | — | 4.88% | ~6% | $237M | Pool on DefiLlama (opens in new tab) |
APY shown is after the protocol fee as reported by DefiLlama. Fee column is approximate and taken from protocol docs; it is charged on rewards, not principal.
Education only, not financial advice. Rates change and are not guaranteed. CoinPayBank is not a bank.
SourcesGuides on rates
- Where Can You Still Earn on USDC After the GENIUS Act?
- Aave vs Morpho vs Compound vs sUSDS for Stablecoin Savings
- Tokenized T-Bills Explained
- Staking 101: Exchange vs Liquid vs Native
- ETH Staking Compared: Coinbase, Lido and Rocket Pool
- Solana Staking: Jito, Marinade and Coinbase
Education only, not financial advice. Rates change and are not guaranteed. CoinPayBank is not a bank.